Worth the money. No bar at the front of the seat to cut off circulation like a Tommy Bahama has. Seat has no pouch on the back but the back and seat are one piece of material so you can pack your towel and shirt and it won't slide out on the ground. I did not want the tray but I'm glad I have it now that I've used it, we'll constructed and works great. I am 6 ft and can still slide down a bit and use the awesome pillow when I recline. Love this chair.